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Archive for December, 2010

Can Bill Collectors Harrass You on Facebook?

Thursday, December 30th, 2010

Debt collectors that stalk and harass debtors on Facebook and other social networks have been around for a while. Now, one woman is fighting back with a lawsuit. Melanie Beacham and her attorney Billy Howard want the collection agency, MarkOne, banned from using Facebook for skip tracing. They claim that the agency contacted Beacham’s sister [...]

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2011 Bankruptcy Filings Expected to Decline

Tuesday, December 28th, 2010

They’re predicting 1,457,787.3 bankruptcy filings for 2011. While I am impressed by the accuracy, I still don’t know what 0.3 of a bankruptcy case looks like. This projection comes from bankruptcy case data from 2006 through 2010, government reports on credit card debt, consumer loans, and the unemployment rate, and come courtesy of Professor Robert [...]

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Means Test Median Income Figures Reduced Again for Michigan Bankruptcy Filers

Tuesday, December 21st, 2010

As many of you know, one of the main factors used to determine which chapter of bankruptcy a case is filed under (for instance, Chapter 7, Chapter 11, or Chapter 13) is the infamous “means test.” The means test averages all income received in the six months prior to filing and compares that to the [...]

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