• Blog home »
  

• Categories

  • Moran Law Offices – Blog (58)

• Archives

  • May 2013
  • April 2013
  • February 2013
  • December 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • November 2011
  • October 2011
  • September 2011
  • August 2011
  • April 2011
  • February 2011
  • January 2011
  • December 2010
  • October 2010
  • September 2010
  • August 2010

Archive for January, 2011

Oops! I Forgot to File the Financial Management Course Form 23

Tuesday, January 25th, 2011

For all bankruptcy cases in the last five years, individuals must, before their case begins, take a Credit Counseling Course and, before their case closes, take a Financial Management Course. Debtors are required to file Official Form 23 along with the certificate of completion from the Financial Management Course to receive a discharge in any [...]

Posted in Moran Law Offices - Blog | No Comments »

Will Marrying Affect My Ability to File Bankruptcy? Am I Responsible for My Spouse’s Debts?

Tuesday, January 18th, 2011

This is a very common question, and is often the basis for difficult discussions between those wishing to marry. The short answer is, no, a married person is generally not responsible for their spouse’s debts, and marrying will not seriously affect your ability to file bankruptcy. In the State of Michigan, which operates under a [...]

Posted in Moran Law Offices - Blog | No Comments »

Paying debt with debt

Thursday, January 13th, 2011

Many of our clients are tempted to relieve some of their debt stress by taking out payday loans, or other short-term, high-interest loans. I know that the temptation can be great, but these kind of loans are almost never a good long-term solution and may put you in a worse position than when you started. [...]

Posted in Moran Law Offices - Blog | No Comments »

One Out of Five Americans Struggle to Feed Themselves and Their Families

Tuesday, January 11th, 2011

Times are tough. I don’t have to tell you that. Unemployment is high, consumer spending is low, and things aren’t looking much better in the short term. And Americans hope for recovery from the recession, many working families are hopeful that the worst is past them. Sadly, for one in five Americans an economic recovery [...]

Posted in Moran Law Offices - Blog | No Comments »

Kind words from a satisfied client

Friday, January 7th, 2011

We received the following kind note from a very satisfied former client. We were able to help him and his family file a Chapter 7 bankruptcy last year, and he was gracious enough to send us the following letter: The caring of the entire staff for the unfortunate circumstances we have developed in our lives [...]

Posted in Moran Law Offices - Blog | No Comments »

Bankruptcy and the Duty to Disclose

Tuesday, January 4th, 2011

In every successful bankruptcy, honesty and transparency are key. But it’s not just a good idea, it’s also the law. If you are considering filing for bankruptcy you should understand early on that you must act in good faith and disclose all salient points with both your attorney and the bankruptcy court. This “duty to [...]

Posted in Moran Law Offices - Blog | No Comments »