Michigan's Top

Bankruptcy Team

Moran Law Helps Good People Through Bad Times



Michigan bankruptcy attorney ryan moran

I’m committed to constant improvement of our knowledge, processes, customer service, and business practices. We’’re always improving every single day. And I can tell that our clients really appreciate the level of excellence we commit ourselves to with every single case.

Moran Law Holds the Highest Rankings from Organizations that Matter Most

Credit Card Debt

If you’re overwhelmed by credit card debt, you’re not alone. Learn how Moran Law can help you.

Learn More »


Have you have fallen behind on your mortgage payments and you are worried about foreclosure?

Learn More »

Medical Expenses

Many individuals and families are experiencing “medical bankruptcy.” Learn how Moran Law can help.

Learn More »

Wage Garnishment

Wage garnishment can tip the scales, turning a tough financial situation into an impossible one.

Learn More »

Creditor Harrassment

We can stop harassing calls, threats of legal action and embarrassing calls to family and friends.

Learn More »
Bankruptcy is the start of your new financial future. We’re not in the business of repeat customers.
— Ryan Moran, Founding Partner

Moran Law's 100% Money-Back Guarantee

100% of your money will be returned to you if an error on our part causes the court to decline your bankruptcy filing. This includes your filing fee.



If you are a high school senior or current college student currently enrolled in a community college, trade school, or university in Michigan apply for the $1,000 Moran Law “Overcoming Adversity” Scholarship.

  • Moran Law Office isn’t like any other lawyers I’ve ever met. They truly care about their clients, and don’t charge you for every little phone call or paperclip. They’re very friendly, helpful, and knowledgeable about the whole bankruptcy process. Highly recommend!
    — K.T.
  • Professionalism. Moran Law handled my bankrupcy case, and did an excellant job! Everything ran smoothly. I was afraid of what would happen in court, but Ryan/Moran team represented me and provided adequate guidence and encouragement. I am now on more solid financial footing and able to build a better financial base with confidence.
    — Dianne
  • Great firm! Quick answers & true professionalism. We went to this firm during one of the lowest times of our lives. We felt like losers and idiots. The attorney was very professional, nonjudgmental, and reassuring. He quickly evaluated our situation, and advised us of our legal rights. I didn’t believe the outcome could be good for us. We went to court and everything he advised us of was true. I would not hesitate to recommend this law firm to anyone in need.
    — David
  • Awesome Attorney! I was in a huge bind. I had one day and they were coming to seize property. Ryan took my call and saw me in a matter of hours. He filed an emergency bankruptcy and put an end to it. The process was fast and simple. Could not have been more pleased.
    — Jerry

Michigan Bankruptcy Attorneys

We're On Your Side When You Need It Most




Are you overwhelmed with debt because of an illness, divorce, accident, loss of work or overtime, poor financial planning, or the state of the economy? Each year more than 1,000,000 people file with a bankruptcy lawyer. The majority are hardworking people who would pay all of their bills if they were able. The sudden loss of a job, unexpected medical bills, a divorce, or a natural disaster can quickly wipe-out a life’s savings. Our Bankruptcy specialist lawyers in Detroit and Flint are ready to help. For many, bankruptcy provides a financial second chance. Whether it’s a Chapter 7 or Chapter 13 Bankruptcy, debt consolidation or fighting back against bill collector harassment, you’ll receive patient, positive and comprehensive advice. The most important thing for you to know is that there are options, and that no situation is hopeless. Our Michigan bankruptcy law firm is in the business of helping you get back on track.

Chapter 7 Bankruptcy

Chapter 7 is the most common type of bankruptcy; it is sometimes referred to as “fresh start bankruptcy,” or “straight bankruptcy.” The basic purpose of Chapter 7 bankruptcy Michigan, is to provide you with a fresh start by wiping out all qualifying debts including credit cards, medical bills, repossession deficiencies, lawsuits as well as a variety of other debts. In chapter 7 there is no repayment required for most unsecured debts, your debts are wiped out completely and permanently. The entire process usually takes less than 4 months to complete. After the bankruptcy is over, the consumer may choose to selectively pay back debts, such as debts to family members, however repayment is not legally required.

Chapter 13 Bankruptcy

Filing Chapter 13 Bankruptcy is an option for debtors provided they have income or wages sufficient to fund a repayment plan. Bankruptcy laws also set certain limitations on both secured and unsecured debt. If a debtor is over those limits, they are not eligible to file a Chapter 13 Bankruptcy. If you have a prior bankruptcy discharge under Chapter 7 or Chapter 13 you should consult with a qualified bankruptcy attorney to advise you of your eligibility.

Foreclosure Assistance

Burying your head in the sand will not stop foreclosure proceedings. Ignoring the notices and being unavailable may cause the bank to move more quickly. You don’t have to live in your current state of worry and fear. Make the choice to take control of your financial situation by contacting the Detroit bankruptcy attorneys at Moran Law.

Stop Car Repossession

Repossession laws differ across the country. State laws dictate how a repossession is handled in Michigan. Detroit area residents facing repossession of a car need to understand what the law is and what protections may exist for them. Filing bankruptcy can stop repossession and help you pay off the debt owed on your car note. If you are under threat of repossession in the Detroit area let the bankruptcy attorneys at Moran Law help.

Medical Debt

Bad things can happen to good people. An unexpected medical crisis can cost you thousands of dollars. Being out of work with not enough insurance to cover your expenses can cause your debts to spiral out of control quickly. Your recovery shouldn’t be hampered by debt collectors calling. Find out how bankruptcy can help you clear your medical debts. Let the Detroit bankruptcy attorneys at Moran Law help you through these hard times.

Get a Free Consultation

Name *
Phone *