Flint Bankruptcy Lawyer — Fresh Start in Genesee County

 

If debt, creditor calls, or a wage garnishment has you feeling stuck in Flint or anywhere in Genesee County, you have options — and you can get a real fresh start.

Moran Law (Ryan B. Moran PLLC) helps Flint residents file Chapter 7 bankruptcy and stop wage garnishment without an unnecessary office visit. We work by phone and video statewide, and our Flint office is at 2387 S. Linden Rd., Suite B-128, Flint, MI 48532. In the last 20 years, our bankruptcy attorneys have helped over 15,000 clients in Michigan get the fresh start they deserve.

Call 866-473-1996 for a free consultation (as little as $0 down), or call the Flint office at 810-471-4113. Our Flint Google listing is rated 5.0 stars.

Flint office & Genesee County

Our Flint office serves Genesee County and nearby communities. Whether you’re dealing with paycheck garnishment, credit card debt, medical bills, or foreclosure pressure, we give clear answers and a path forward. You do not need to come in — but our Flint team is here when an in-person visit helps.

Stop wage garnishment in Flint

When a creditor takes money from your paycheck before you see it, everyday bills get harder overnight. In most bankruptcy cases, the automatic stay stops wage garnishment and freezes most collection activity — calls, letters, and lawsuits included.

If you’re being garnished’ in Flint, Burton, Grand Blanc, Davison, Flushing, Fenton, or nearby Genesee County communities, talk to us before your next paycheck is hit again.

Read our guide: Stop Wage Garnishment in Michigan

Chapter 7 Bankruptcy in Michigan

We help clients across Genesee County and surrounding communities — including Burton, Grand Blanc, Davison, Flushing, Fenton, Swartz Creek, Clio, and Lapeer — plus Michigan residents statewide by phone and video.

Chapter 7 is the most common fresh-start bankruptcy for Flint and Genesee County residents. For eligible filers, it can permanently wipe out qualifying unsecured debts — credit cards, medical bills, repossession deficiencies, and many lawsuit judgments — often in about four months, with no repayment plan for most unsecured debts.

Chapter 13 can also stop garnishment through the automatic stay and uses a court-approved repayment plan when that path fits. Moran Law still markets Chapter 13 for intake and honest guidance. Ryan does not file new consumer Chapter 13 cases; if Chapter 13 is the better fit, we will say so clearly on your consult and help with the right next step, including referral when that is best for you. Consumer Chapter 7 filings are a core focus.

Flint clients often have family or work ties across mid-Michigan — see also our Saginaw bankruptcy attorneys: https://www.michiganbankruptcyfirm.com/saginaw-bankruptcy-attorneys and Michigan bankruptcy service areas: https://www.michiganbankruptcyfirm.com/service-areas.

Our Flint bankruptcy lawyers are ready to help you. Call 866-473-1996 or the Flint office at 810-471-4113, or fill in the form and we will call you back as soon as possible. No office visit needed.

 

Chapter 7 Bankruptcy Attorneys in Flint, Michigan

The basic purpose of Chapter 7 bankruptcy in Flint and Michigan state, is to provide you with a fresh start and is the most common type of bankruptcy; it is sometimes referred to as “fresh start bankruptcy,” or “straight bankruptcy.” 

How does this help?

In chapter 7 there is no repayment required for most unsecured debts, your debts are wiped out completely and permanently. This takes about 4 months to complete and it works by wiping out all qualifying debts including credit cards, medical bills, repossession deficiencies, lawsuits as well as a variety of other debts. 

Chapter 13 Bankruptcy Attorneys in Flint, Michigan

A Chapter 13 Bankruptcy is an option for debtors provided they have income or wages sufficient to fund a repayment plan. Bankruptcy laws also set certain limitations on both secured and unsecured debt.

How Does this help?

A Chapter 13 Bankruptcy, allows you to save your home and other assets from foreclosure or repossession and catch up on your repayments with a payment plan. This lasts as long as it takes to get back on track. Our Flint bankruptcy attorneys can help you through the Chapter 13 process.

Practices

Our experienced Flint bankruptcy attorneys provide guidance for the following financial situations:

Credit Card Debt

If you’re overwhelmed by credit card debt, you’re not alone. Our attorneys can help.

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Wage Garnishment

Wage garnishment can tip the scales, turning a tough financial situation into an impossible one.

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Foreclosure

Have you fallen behind on mortgage payments and worry about foreclosure?

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Creditor Harassment

We can stop harassing calls, threats of legal action and embarrassing calls to family and friends.

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Medical Expenses

Many individuals and families are experiencing “medical bankruptcy.” Learn how our Flint bankruptcy attorneys can help.

Learn More »

Moran Law is the Flint Bankruptcy Attorneys for you

We have the highest accreditation from America’s most trusted institutes to give you confidence.

Our law Office Is located just 5 miles from Downtown Flint in Flint Township

SERVICE AREAS

Our team of attorneys serves Michigan residents in the following cities and towns near Flint: Burton, Byron, Clayton Township, Clio, Columbiaville, Davison, Durand, Elba, Fenton, Flushing, Goodrich, Grand Blanc, Lapeer, Montrose Township, New Lothrop, Otisville, Owosso, Swartz Creek, Vernon, and other surrounding communities.

MORAN LAW’S 100% MONEY-BACK GUARANTEE

100% of your money will be returned to you if an error on our part causes the court to decline your bankruptcy filing. This includes your filing fee.

Let us help you become debt-free and move forward.

Our Flint bankruptcy lawyers are ready to help you.
Fill in the form and we will call you back as soon as possible.

Get a Free Consultation

Call Moran LawCall 866-473-1996