Royal Oak Bankruptcy Lawyer Oakland County Fresh Start
If debt, creditor calls, or a wage garnishment has you feeling stuck in Royal Oak or anywhere in Oakland County, you have options — and you can get a real fresh start.
Moran Law (Ryan B. Moran PLLC) helps Royal Oak and Metro Detroit residents file Chapter 7 bankruptcy and stop wage garnishment. We work by phone and video statewide, and our Royal Oak office is in the Woodward Building at 25600 Woodward Ave., Suite 201, Royal Oak, MI 48067. In the last 20 years, our bankruptcy attorneys have helped over 15,000 clients in Michigan get the fresh start they deserve.
Call 866-473-1996 for a free consultation (as little as $0 down), or call the Royal Oak office at 248-246-6536. Our Royal Oak Google listing is rated about 4.8 stars.
Visit our Royal Oak law office
Moran Law Royal Oak
25600 Woodward Ave., Suite 201
Woodward Building
Royal Oak, MI 48067
Office phone: 248-246-6536
Main line (statewide): 866-473-1996
Hours: MondayFriday, 9:00 a.m. 6:00 p.m. (ET)
Map: Open in Google Maps
Google reviews: Search “Moran Law Royal Oak” on Google Maps, or ask us for a one-tap review link after your case.
You do not need to visit in person — most clients complete everything by phone and video. Come in when an in-person meeting helps.
Directions & parking
- We are on Woodward Avenue just north of I-696, a short drive from downtown Royal Oak and easy to reach from Ferndale, Berkley, Huntington Woods, Clawson, Madison Heights, Troy, and Birmingham.
- The Woodward Building has surface and covered/underground parking. Visitor spaces can fill up; if you are driving in, call 248-246-6536 and we will tell you the best place to park that day.
- The building has an elevator and a lobby directory for Suite 201.
Accessibility
Elevator access to Suite 201. If you need any accommodation for your visit or prefer a phone/video consult only, tell us when you schedule we will make it work.
Stop wage garnishment in Royal Oak
When a creditor takes money from your paycheck before you see it, everyday bills get harder overnight. In most bankruptcy cases, the automatic stay stops wage garnishment and freezes most collection activity calls, letters, and lawsuits included.
If youre being garnished in Royal Oak, Ferndale, Berkley, Clawson, Madison Heights, Troy, Birmingham, or nearby Oakland County communities, talk to us before your next paycheck is hit again. Read more: Stop Wage Garnishment in Michigan and our wage garnishment page.
Chapter 7 bankruptcy in Royal Oak & Oakland County
Chapter 7 is the most common fresh-start bankruptcy for Royal Oak and Oakland County residents. For eligible filers, it can permanently wipe out qualifying unsecured debts credit cards, medical bills, repossession deficiencies, and many lawsuit judgments often in about four months, with no repayment plan for most unsecured debts.
Learn more on our Chapter 7 Bankruptcy page and our Chapter 7 Bankruptcy in Michigan guide.
Chapter 13 bankruptcy — honest guidance
Chapter 13 can also stop garnishment through the automatic stay and uses a court-approved repayment plan when that path fits for example, catching up on a home or car in some situations.
Moran Law still markets Chapter 13 for intake and honest guidance. Ryan does not file new consumer Chapter 13 cases; if Chapter 13 is the better fit, we will say so clearly on your consult and help with the right next step, including referral when that is best for you. Consumer Chapter 7 filings are a core focus.
More on Chapter 13 Bankruptcy.
Communities near Royal Oak we serve
We help people across Oakland County and Metro Detroit, including Ferndale, Berkley, Huntington Woods, Clawson, Madison Heights, Troy, Birmingham, Bloomfield, Southfield, Oak Park, and surrounding communities plus Michigan residents statewide by phone and video.
Also see: Flint Bankruptcy Lawyer · Detroit Bankruptcy Attorney Macomb County Bankruptcy Attorneys · Service Areas
Why Royal Oak clients call Moran Law
- 20 years helping Michigan families through debt
- 15,000+ clients helped
- Clear answers on garnishment and Chapter 7
- Phone and video statewide — no office visit required
- Local Royal Oak office when you want to meet in person
- 100% money-back guarantee if an error on our part causes the court to decline your filing (includes filing fee)
Take the first step
Call 866-473-1996 or the Royal Oak office at 248-246-6536, or use the form on our Contact page. We will call you back as soon as possible.
Royal Oak Law Office
25600 Woodward Ave. Ste. 201
Woodward Building
Royal Oak, MI 48067
248.246.6536
Flint Law Office
2387 S. Linden Rd. Suite B-128
Flint, MI 48532
810.471.4113
FAQ (add FAQPage schema on publish)
Do I have to come to the Royal Oak office?
No. Most clients work with us by phone and video. Visit Suite 201 when an in-person meeting helps.
Where do I park?
The Woodward Building has surface and covered parking. Visitor spaces can be limited — call 248-246-6536 before you arrive and we will guide you.
What are your Royal Oak office hours?
MondayFriday, 9:00 a.m. 6:00 p.m. Eastern. Call anytime on 866-473-1996 to start a free consult.
Can bankruptcy stop my wage garnishment?
In most cases, filing triggers an automatic stay that stops wage garnishment and much of the creditors collection activity. Payroll may need a short time to process the stop.
Is Chapter 7 available if I live in Oakland County?
Possibly. Eligibility depends on income, household size, assets, prior filings, and debt type. A free consult is the best next step.
